eFormative

Find pre-foreclosures to invest in, without the digging.

Owners behind on their mortgage need to sell. I’ll find them in your area and send them to your inbox.

Free to start with two alerts. No card needed.

An example email thread: an investor asks for pre-foreclosures in Hillsborough County, gets two matches, and replies to keep the alert running.

Pre-foreclosures in Hillsborough County

4 messages
  1. You

    Sep 2, 8:41 AM

    Pre-foreclosures in Hillsborough County, FL. Single family, 3+ bedrooms.

  2. eFormative<[email protected]>

    Sep 2, 8:43 AM

    to me

    Hi,

    Two homes from this month’s notice-of-default filings fit your buy box:

    • 5208 N Branch Ave, Tampa, FL 33603

      3 bd · 2 ba · Notice of default filed

    • 1316 E Idlewild Ave, Tampa, FL 33604

      4 bd · 2 ba · Notice of default filed

    Want me to keep watching? I check new filings every month. Just reply to this email.

    eFormative

  3. You

    Sep 2, 9:02 AM

    Yes, keep watching.

  4. eFormative

    Sep 2, 9:02 AM

    Done. You’ll hear from me when new filings match.

Pre-foreclosures are public. Finding them is the hard part.

A notice of default gets recorded at the county, and then it just sits there. To catch it yourself, you search the clerk’s records every few weeks, county by county, and sort the homes that fit from the ones that don’t.

Big property data platforms can do it for you, but they often cost $100 or more a month and come with a dashboard to learn. I do the searching and send you only the matches.

  1. Step 1: Send one email.

    Like “Pre-foreclosures in Tampa, 3+ bedrooms.”

  2. Step 2: I do the searching.

    I check new filings every month. No county websites for you.

  3. Step 3: Deals come to you.

    Matches arrive by email. Reply any time to change them.

Start free

Free to start with two alerts.

Why pre-foreclosures are worth watching.

  • The owner is on a deadline.

    Once the lender files, the owner has to catch up, refinance, or sell before the auction.

  • You deal with the owner, not a crowd.

    Before the auction you can talk to the owner and make an offer, instead of bidding against everyone later.

  • Earlier means more time.

    The window runs from weeks to over a year, depending on the state. The sooner you know, the more of it you get.

eFeFormative for pre-foreclosures

Stop checking county records.Let the filings come to you.

One email with your buy box, then every new match lands in the inbox you already use.

New · eFormative

Sep 2

2 new pre-foreclosures in Hillsborough

5208 N Branch Ave, Tampa3 bd · 2 ba · Notice of default filed

1316 E Idlewild Ave, Tampa4 bd · 2 ba · Notice of default filed

  • eFormative1 new pre-foreclosure in Pinellas

    Aug 4

  • eFormative3 new pre-foreclosures in Hillsborough

    Jul 7

Monthly filing alerts

New notice-of-default filings that fit your buy box, sent to you. No county websites, no spreadsheets.

YouOnly 4 bedrooms from now on.

eFormativeDone. 4+ bedrooms only.

Reply to change it

Narrow, widen, or pause an alert in plain English.

  • Pre-foreclosures
  • New listings
  • Price drops
  • Out-of-state owners
  • Tax delinquent

Every signal, one inbox

Add tax-delinquent, new-listing, and price-drop alerts beside your pre-foreclosures.

Questions, answered.

Rather do it by hand? My guide on how to find pre-foreclosure homes walks through the county records step by step.

How often do you check for new pre-foreclosures?

Every month, as new notice-of-default filings come in. New listings and price drops are checked daily.

What does it cost?

Free to start with two alerts, no card needed. Investor is $19 a month for 20 alerts, and Pro is $49 a month for 50.

Is there an app or a dashboard to learn?

No. Everything happens by email. You send your buy box, I reply with matches, and you change an alert by replying.

Get pre-foreclosure alerts by email.

Start free.

Leave your email and I’ll send you a welcome note. Reply to it with your buy box and I’ll get to work.

Free to start with two alerts. No card needed.